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Moving O2C into a Shared Service Center Does Not Fix O2C

June 2026 · Anca Stephens

Moving O2C into a Shared Service Center does not fix O2C. It can reduce cost. It can centralize work. It can create scale. In reality, cost does not heal a Broken Process. It often just Relocates the Pain.

I once spent almost a year helping move a credit and collections operation to the other side of the world. What stayed with me was this: the new location inherited every weakness the old process had already cultivated. Bad Master Data did not become clean because it moved. Manual Credit Checks did not become smart because they sat in a global hub. Disputes did not disappear. Collections did not become Proactive.

A new address. The same leakage underneath.

This matters even more today. Payment delays across Europe are rising. Insolvency risk is no longer theoretical.

An SSC or BPO can absolutely become an engine of excellence. But only when the foundations are fixed first: clean data, clear ownership, proper credit governance, fast dispute resolution, automated cash application, and real end-to-end accountability.

Most companies do not fail because they chose the wrong location. They fail because They Scaled a Process they Never Redesigned. The model was never the problem. The process Was.

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